Indiana Home Mortgage Expert

Helping you and your family achieve the dream of homeownership.

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Keith Bergfeld

Keith Bergfeld

Senior Loan Officer

(317) 289-3222
NMLS #127996

Which Home Loan is Right for You?

3 of the most popular Indiana home loans we provide here at Mid America Mortgage Indiana are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Indiana home mortgage products we offer, please click below.

Conventional Home Loans Indiana

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

  • Lower Rates
  • Flexible Terms
  • Fixed or Adjustable
Learn More

FHA Home Loans Indiana

This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.

  • Lower Credit Requirements
  • Smaller Down Payment
  • Competitive Rates
Learn More

VA Home Loans Indiana

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.

  • 0% Down Payment
  • No Mortage Insurance
  • No Prepayment Penalties
Learn More

Calculate Your Mortgage

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

0%

1%

5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

What's Your Home Worth?

3 Ways To Tap Your Home Equity July 16, 2021

3 Ways To Tap Your Home Equity

If you’re a homeowner in 2021, there’s a very good chance that you have a fair amount of equity due to recent market appreciation. So if you’re wanting to take advantage of historically low borrowing rates and pay off debt or do some home improving, there are a few ways to go about it. There […]

Ways To Make Your Home More Secure July 9, 2021

Ways To Make Your Home More Secure

Your home is possibly the most important, and probably the most expensive, commodity you will ever purchase. That said, it makes a lot of sense to put some time and effort into protecting it! While your exact security needs will vary based on the type of home you own, and your neighborhood, the following home […]

Help Your Home Withstand The Summer Heat July 2, 2021

Help Your Home Withstand The Summer Heat

Hot weather is either already here, or just around the corner in your area, and you need to be sure that your home is ready for the summer heat. With these simple upgrades and repairs, you’ll have peace of mind knowing that your home will remain cool and comfortable no matter what the weather is […]

Easy Updates For Your Home Office June 25, 2021

Easy Updates For Your Home Office

Homeowners across the country have transformed their kitchens and living rooms into temporary workstations. But have they created an optimal setup for remote work? Use these following tips to make a home office more inviting and motivational. Fresh Paint Whether you have a designated home office or plan to repurpose a spare bedroom or basement, […]

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Contact Keith Bergfeld

Keith Bergfeld - Senior Loan Officer

NMLS# 127996

(317) 289-3222

12900 N. Meridian Street, Suite 100 Carmel, IN 46032

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