Indiana Home Mortgage Expert

Helping you and your family achieve the dream of homeownership.

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Keith Bergfeld

Keith Bergfeld

Senior Loan Officer

(317) 289-3222
NMLS #127996

Which Home Loan is Right for You?

3 of the most popular Indiana home loans we provide here at Mid America Mortgage Indiana are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Indiana home mortgage products we offer, please click below.

Conventional Home Loans Indiana

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

  • Lower Rates
  • Flexible Terms
  • Fixed or Adjustable
Learn More

FHA Home Loans Indiana

This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.

  • Lower Credit Requirements
  • Smaller Down Payment
  • Competitive Rates
Learn More

VA Home Loans Indiana

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.

  • 0% Down Payment
  • No Mortage Insurance
  • No Prepayment Penalties
Learn More

Calculate Your Mortgage

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

0%

1%

5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

What's Your Home Worth?

Why Does My Mortgage Keep Getting Sold? June 1, 2020

Why Does My Mortgage Keep Getting Sold?

A letter arrives in the mail and tells you your mortgage has been sold. It also informs you to send your monthly payments to a new address. Don’t panic! This happens all the time, and you shouldn’t see many (if any) changes. So why does your mortgage get sold—and why can it happen multiple times? […]

Budget Friendly Home Improvement Ideas May 23, 2020

Budget Friendly Home Improvement Ideas

Homeowners in who are either waiting to list their home, or simply wanting to do a little updating, can make a big difference in their home with upgrades that don’t have to cost a fortune. Simple DIY projects can enhance a home and make spaces more appealing for buyers when homeowners are ready to move […]

How To Spruce Up Your Porch And Patio This Summer May 16, 2020

How To Spruce Up Your Porch And Patio This Summer

Outdoor spaces can start to wear thin after a while—especially if they’ve taken a beating from the winter months. Here are a few DIY projects so you can spruce up your front porch or back patio, just in time for all the nice weather ahead. Build flower boxes Porch railing planters are a great way […]

Projects To Tackle Around The House While You’re Stuck Inside May 9, 2020

Projects To Tackle Around The House While You’re Stuck Inside

The longer you spend at home, the more likely you’re starting to nitpick everything about your space. You know what will help? A home makeover project. Below is a list of easy, but impactful home improvement projects that can increase enjoyment of your space. Ultimate Spring Cleaning Past spring cleaning efforts have been valiant—this year, […]

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Contact Keith Bergfeld

Keith Bergfeld - Senior Loan Officer

NMLS# 127996

(317) 289-3222

12900 N. Meridian Street, Suite 100 Carmel, IN 46032

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