Indiana Home Mortgage Expert

Helping you and your family achieve the dream of homeownership.

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Keith Bergfeld

Keith Bergfeld

Senior Loan Officer

(317) 289-3222
NMLS #127996

Which Home Loan is Right for You?

3 of the most popular Indiana home loans we provide here at Mid America Mortgage Indiana are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Indiana home mortgage products we offer, please click below.

Conventional Home Loans Indiana

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

  • Lower Rates
  • Flexible Terms
  • Fixed or Adjustable
Learn More

FHA Home Loans Indiana

This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.

  • Lower Credit Requirements
  • Smaller Down Payment
  • Competitive Rates
Learn More

VA Home Loans Indiana

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.

  • 0% Down Payment
  • No Mortage Insurance
  • No Prepayment Penalties
Learn More

Calculate Your Mortgage

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

0%

1%

5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

What's Your Home Worth?

Signs Your Indiana Home May Have Termites January 2, 2020

Signs Your Indiana Home May Have Termites

Although you’ve probably heard of people having rat and roach infestations, people often forget about termites because their effects aren’t as visible. Termites are small insects that eat through and live in wood. If you reside in an area where termites are common, it’s important you know what to look for: The Sounds Despite their […]

When a House Becomes a Home December 26, 2019

When a House Becomes a Home

We talk a lot about why it makes financial sense to buy a home in , but more often than not we’re drawn to the emotional reasons for homeownership. No matter the size or shape of a living space, the feeling of a home means different things to different people. Whether it’s a certain scent […]

States With the Largest Home Equity Gains December 19, 2019

States With the Largest Home Equity Gains

National home equity in the third quarter of 2019 rose 5.1% year over year, reaching an average of $5,300 per homeowner, according to CoreLogic’s Home Equity Report. States that saw the largest equity gains are Idaho (where homeowners saw an average increase of $25,800), Wyoming ($24,000), Utah ($21,000), and Montana ($17,800). Meanwhile, the number of […]

Home Prices Could Increase 5.4% by October 2020 December 12, 2019

Home Prices Could Increase 5.4% by October 2020

Home prices grew by 3.5 percent year-over-year in October and are expected to rise by 5.4 percent by the same time next year, according to a CoreLogic Home Price Index and Forecast report. Between September and October 2019, home prices grew by 0.5 percent. Nationwide, home values have been growing steadily since 2012 and the […]

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Contact Keith Bergfeld

Keith Bergfeld - Senior Loan Officer

NMLS# 127996

(317) 289-3222

12900 N. Meridian Street, Suite 100 Carmel, IN 46032

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